Skip to main content
Swift Axis

Chama Circle Experience

Explore digital Chama management

Interactive tours for treasurers, chairpersons and members — contributions, loans, meetings, voting and transparent reporting.

Business Overview

Chama Circle

Chama Circle digitizes Kenyan Chama operations with contributions, loans, welfare, meetings and member transparency — M-Pesa-friendly and built for multi-Chama membership.

Investment ChamasWelfare GroupsTable BankingSACCOsCommunity Savings Groups

Product Simulator

Experience realistic workflows with simulated data

Interactive demonstrations using fictional business data — no authentication or production access required.

Loading simulator…

Role-based Experience

Select your role to see a tailored product walkthrough.

Chama Chairperson

Governance and meeting leadership

  • Meeting agenda
  • Voting oversight
  • Member approvals

Chama Chairperson tour

Chairperson Tour

Lead meetings, manage agendas and oversee governance.

Step 1 of 4

Meeting Dashboard

Schedule meetings, set agendas and track attendance.

Tip: Digital attendance replaces paper sign-in sheets.

Business Workflows

Operational workflows

See how teams use the platform day to day.

Contribution Workflow

From member payment to group ledger update.

  1. Member Registration

    New member onboarded with KYC details

  2. Contribution Due

    Scheduled contribution reminder sent

  3. M-Pesa Payment

    Member pays via M-Pesa paybill or app

  4. Auto-Matching

    Payment matched to member account

  5. Ledger Update

    Group balance and member record updated

  6. Member Notification

    Receipt and balance sent to member app

Loan Management Workflow

Application through approval to repayment.

  1. Loan Application

    Member submits request with guarantors

  2. Meeting Review

    Chama votes on loan at scheduled meeting

  3. Approval

    Chairperson and treasurer sign off

  4. Disbursement

    Funds transferred to member account

  5. Repayment Schedule

    Automated reminders and tracking

  6. Completion

    Loan closed; credit history updated

Short walkthroughs for Chama Circle — request a live demo for personalized guidance.

  • Chama Circle Overview

    Digital Chama management in 3 minutes.

  • Contributions & M-Pesa

    Recording and reconciling contributions.

  • Loan Management

    From application to repayment.

Preview key interfaces — book a live demo to see your workflows in action.

  • Contributions, loans and welfare at a glance
  • Transparent records for every member
  • Digital minutes and resolution tracking
  • PDF reports for regulators and members

Ready to move forward with Chama Circle?

Register your organization, book a live demonstration or speak with our enterprise sales team.