Chama Circle • Subscription
Digital Chama management plans for every group size
From small welfare groups to multi-Chama organizations — compare plans, understand support and register when your committee is ready.
Intelligent Recommendation
Your personalized subscription guidance
We analyze your organization profile to recommend the most suitable plan — you stay in control.
Overview
Chama Circle subscription
Chama Circle digitizes contributions, loans, welfare and member transparency for Kenyan Chamas and community finance groups. Plans scale with member count and number of groups — pricing loaded live from the Swift Axis catalogue.
- Eliminate manual contribution books and reconciliation disputes
- Provide members with transparent loan and welfare records
- Automate M-Pesa contribution matching
- Scale from one Chama to multi-group management
Plans
Starter, Professional and Enterprise plans
Pricing loaded dynamically from the Swift Axis catalogue via BFF — final fees confirmed at registration.
Starter
Small Chamas and welfare groups getting started digitally
Ksh 0 / month
- Business size
- Up to 30 members • 1 group
- Industries
- ChamasWelfare groupsInvestment clubs
- Support
- Standard Support
- Contributions
- Member records
- Basic reports
- M-Pesa matching
Recommended
Growth
Established Chamas with active loan programmes
Ksh 0 / month
- Business size
- Up to 100 members • 1–3 groups
- Industries
- Investment ChamasSACCOsTable banking groups
- Support
- Priority Support
- Loans & guarantors
- Welfare fund
- Meeting minutes
- Priority support
Premium
Multi-Chama organizations and large SACCOs
Ksh 0 / month
- Business size
- Unlimited members • unlimited groups
- Industries
- Multi-Chama tenantsLarge SACCOsNGO community programmes
- Support
- Enterprise Support
- Multi-Chama management
- Advanced governance
- Dedicated support
- Implementation assistance
Plan Comparison
Compare Chama Circle plans
Capabilities, limits, support and implementation — for this product only.
| Feature | Starter | Growth★ | Premium | Custom |
|---|---|---|---|---|
| Capabilities | ||||
| Contributions & M-Pesa | ✓ | ✓ | ✓ | — |
| Loans & guarantors | Basic | Advanced | Advanced | — |
| Welfare fund management | — | ✓ | ✓ | — |
| Meeting & governance | — | ✓ | ✓ | — |
| User & Branch Limits | ||||
| Member limits | Up to 30 | Up to 100 | Unlimited | — |
| Groups / Chamas | 1 | Up to 3 | Unlimited | — |
| Reporting | ||||
| Financial reports | Basic | Advanced | Advanced | — |
| Member statements | ✓ | ✓ | ✓ | — |
| Integrations | ||||
| M-Pesa integration | ✓ | ✓ | ✓ | — |
| Multi-Chama tenant | — | — | ✓ | — |
| Support | ||||
| Support level | Standard | Priority | Enterprise | — |
| Implementation | ||||
| Implementation assistance | Self-service | Guided | Dedicated | — |
| Training | ||||
| Training included | Docs | Onboarding | Extended | — |
Implementation Journey
From plan selection to go live
A clear path from subscription to operational success.
Choose Plan
Select the subscription tier that matches your organization size and operational needs.
Register Organization
Complete registration with your business details — no payment required until verification.
Payment
Pay setup and first subscription period via M-Pesa or approved payment methods.
Verification
Swift Axis verifies your organization and activates your subscription.
Workspace Provisioning
Your workspace, users and configuration are provisioned on the Swift Axis platform.
Training
Onboarding training for administrators and key users — remote or on-site options available.
Go Live
Launch operations with ongoing support from Swift Axis and authorized partners.
Support Options
Support levels for every stage
Standard, priority and enterprise support — plus training and implementation assistance.
Standard Support
Email support during business hours with knowledge base access.
- Email support
- Knowledge base
- Business hours response
Included in: starter plans
Priority Support
Faster response times with phone and email support for growing organizations.
- Priority email & phone
- Extended hours
- Dedicated onboarding
Included in: growth, professional plans
Enterprise Support
Dedicated account management with SLA-backed response for mission-critical operations.
- Dedicated account manager
- SLA-backed response
- 24/7 critical incident line
Included in: premium, enterprise, custom plans
Training
Structured onboarding and role-based training for administrators and end users.
- Admin onboarding
- Role-based sessions
- Training materials
Included in: growth, professional, premium, enterprise plans
Implementation Assistance
Guided setup, data migration support and go-live assistance from Swift Axis partners.
- Guided setup
- Data migration support
- Go-live assistance
Included in: premium, enterprise, custom plans
FAQ
Frequently asked questions
Pricing, billing, implementation, training and support.
Pricing
Pricing is based on member count and number of groups. Plans are loaded live from the Swift Axis catalogue — final fees confirmed at registration.
Billing
Renewals
Implementation
Training
Upgrades
Support
Get Started
Ready to subscribe to Chama Circle?
Register your organization, book a consultation or contact sales — we are here to help.